Last week, stablecoin inflows saw a significant rebound, with a net inflow of $1.7 billion, soaring 414.5% compared to the previous week. This strong rebound pushed the 30-day average daily inflow back into positive territory at $162.5 million, while on-chain transaction volume also rose by approximately 6.3%. Data shows that demand for stablecoins from retail investors and institutions has once again intensified, indicating that the crypto market is gradually restoring its liquidity foundation after a sluggish start to the year.
As a core liquidity layer of the crypto ecosystem, stablecoins continue to play a crucial role in asset settlement, risk hedging, and cross-platform value transfer. The resurgence in the usage of mainstream stablecoins like USDT and USDC reflects the market's ongoing reliance on price stability and efficient settlement tools. This trend provides a more robust operating environment for exchanges, DeFi News protocols, and liquidity providers.
Currently, the U.S. Congress is engaged in intense debates over stablecoin yield regulations. The CLARITY Act aims to establish a clear regulatory framework for digital assets, while the GENIUS Act prohibits issuers from directly paying yields to holders but allows third parties to offer rewards based on stablecoin balances. This legislative direction seeks to balance investor protection with innovation encouragement, and its outcome will directly impact the attractiveness and issuance costs of stablecoins.
Although policies have yet to be finalized, the market is already highly sensitive to regulatory signals. Stable on-chain transaction volumes and sustained demand resilience are injecting momentum into applications such as decentralized lending and cross-chain bridging. In the future, if the regulatory framework becomes clearer, it may further encourage institutional capital entry; conversely, if yield restrictions are too stringent, it could suppress some high-yield use cases but help maintain overall capital safety in the system.
In short, this surge in inflows is not just a short-term data fluctuation but reveals the market's expectation for regulatory certainty and the irreplaceable pillar position of stablecoins in the crypto economy.