AMINA Joins 21X Platform, First Licensed European Bank to Integrate with DLT Financial Infrastructure

The 21X platform is driving the digital transformation of Europe's financial infrastructure. Its core technological highlight is the atomic settlement mechanism – simultaneously completing the transfer of securities and funds in a single transaction, completely eliminating the traditional two-business-day settlement cycle and counterparty risk. This innovation significantly enhances the security and efficiency for institutional investors when trading financial assets. Data shows that the trading volume of tokenized public equities and U.S. Treasury bonds issued on the platform continues to climb. However, the industry generally believes that cross-chain interoperability remains a key bottleneck restricting large-scale institutional participation. The complexity of asset transfers between different blockchains hinders the formation of deep liquidity pools and limits the willingness of mainstream financial institutions to join.

With AMINA joining as the first licensed bank and serving as a listing sponsor, 21X has achieved a breakthrough in end-to-end blockchain management of traditional financial assets through a single regulated bank. Institutions no longer need to coordinate multiple custodians or repeat compliance processes. Issuance, custody, and secondary trading are all integrated into a unified platform, significantly lowering the barrier to entry. In addition, the platform adopts the ERC-3643 standard, using smart contracts to automatically execute investor qualification verification, transfer restrictions, and regulatory reporting. This embeds compliance obligations into the trading process, significantly reducing the operational burden on large institutions.

According to predictions, the total value of tokenized real-world assets globally will approach $26.5 billion by early 2026. Despite the clear growth momentum, it is still in its early stages compared to traditional markets. Recently, Nasdaq and Kraken jointly opened tokenized stocks to retail investors, and Aon also launched a stablecoin-based insurance payment pilot. Against this backdrop, AMINA's entry marks the first time that a European regulated banking system has achieved stable and compliant financial operations on-chain, representing a milestone. The industry generally believes that the key to the future development of the tokenization ecosystem lies in continuously strengthening the compliance framework and infrastructure integration capabilities. Only by overcoming the challenges of cross-chain interoperability and standardized custody processes can the scalability potential of this technology be truly unleashed.