Ripple's Managing Director for the Asia Pacific region, Fiona Murray, stated that Australia is a key market in the company's strategic layout, and applying for an Australian Financial Services License (AFSL) will significantly enhance Ripple's ability to expand its payment network in the region. Through blockchain and digital asset technology, Ripple is committed to providing enterprises with faster, more transparent, and reliable cross-border payment solutions. It is reported that the license application is progressing through the regular process and is expected to be approved in April.
This move is part of Ripple's ongoing expansion in the Asia Pacific region. In 2025, its Asia Pacific payment transaction volume nearly doubled year-on-year, demonstrating strong market activity. Currently, Ripple has connected to a number of Australian local financial institutions, including Hai Ha Money Transfer, Novatti Group, Stables, Caleb & Brown, Flash Payments, and Independent Reserve, building a solid local ecosystem foundation.
After obtaining the AFSL, Ripple plans to integrate the entire service process—from customer onboarding, compliance review, fund receipt, foreign exchange, liquidity management to terminal payment—all through a single platform. This architecture will reduce intermediate steps, improve settlement efficiency, and directly connect with local payment partners, reducing operational complexity for merchants and accelerating the fund arrival cycle.
Meanwhile, Ripple CEO Brad Garlinghouse has publicly predicted that XRP investors may see significant returns in the next five years. He pointed out that as blockchain technology is increasingly applied in the financial sector, and as institutions' interest in tokenized assets, stablecoins, and digital settlement tools continues to rise, the underlying value of XRP is being re-evaluated.
From a technical perspective, XRP's weekly RSI indicator is currently in a historically oversold area. This pattern has appeared multiple times in 2014, 2015, 2018, 2020, and 2022, and often indicates the end of a bear market. The recurrence of a similar signal in 2026 suggests that the market may be experiencing the final stage of selling pressure, followed by a period of consolidation, before brewing a new round of upward momentum.
In addition, recent spot crypto ETFs have attracted a cumulative inflow of $1.4 billion, demonstrating increased confidence in digital assets from mainstream institutions. Although there is no official spot ETF for XRP yet, its penetration rate in compliant investment products is gradually increasing, attracting the attention of more and more professional capital. The market generally believes that if institutional demand continues to support it, XRP is expected to start a corrective rebound after sentiment warms up.